{"id":186,"date":"2026-11-07T05:35:58","date_gmt":"2026-11-07T05:35:58","guid":{"rendered":"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/service\/financial-planning\/"},"modified":"2026-11-07T05:35:58","modified_gmt":"2026-11-07T05:35:58","slug":"financial-planning","status":"publish","type":"ukc_service","link":"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/service\/financial-planning\/","title":{"rendered":"Financial planning"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section ukc-d ukc-d-pagehead2 ukc-d-svchead\"><div class=\"et_pb_row_0 et_pb_row et_block_row ukc-d-row\"><div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module ukc-d-pagehead__texts\"><div class=\"et_pb_text_inner\"><h1 class=\"ukc-d-pagehead__title\">Financial planning<\/h1>\n<p class=\"ukc-d-pagehead__text\">Budgets, financing and forecasts to grow with solid numbers and less risk.<\/p>\n<\/div><\/div><div class=\"et_pb_code_0 et_pb_code et_pb_module ukc-d-pagehead__crumbs\"><div class=\"et_pb_code_inner\"><nav class=\"ukc-crumbs\" aria-label=\"Breadcrumb\"><ol><li><span aria-current=\"page\">Home<\/span><\/li><\/ol><\/nav><\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section ukc-d ukc-d-pad ukc-d-service\"><div class=\"et_pb_row_1 et_pb_row et_block_row ukc-d-row ukc-d-service__row\"><div class=\"et_pb_column_1 et_pb_column et_pb_column_2_3 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_0 et_pb_image et_pb_module et_flex_module ukc-d-service__img\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/uploads\/2026\/11\/unika-consulting-service06.jpg\" title=\"UnikaWeb Consulting demo service06\" width=\"870\" height=\"420\" srcset=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/uploads\/2026\/11\/unika-consulting-service06.jpg 870w, https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/uploads\/2026\/11\/unika-consulting-service06-480x232.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 870px, 100vw\" class=\"wp-image-151\" \/><\/span><\/div><div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module ukc-d-service__text\"><div class=\"et_pb_text_inner\"><h2>Grow with a plan<\/h2>\n<p>We help you prepare budgets, compare financing options and anticipate cash needs before they become a problem.<\/p>\n<p>We sit down with you every quarter to compare the forecast with the real figures, adjust the plan and decide the next steps: investments, financing or hiring.<\/p>\n<blockquote>\n<p>Growing without a plan is the fastest way to run out of cash.<\/p>\n<\/blockquote>\n<h3>What we can do<\/h3>\n<ul class=\"ukc-checks\">\n<li>Annual budget and follow-up<\/li>\n<li>Cash-flow forecasts<\/li>\n<li>Loan and grant applications<\/li>\n<li>Profitability analysis<\/li>\n<li>Business plans for banks and investors<\/li>\n<\/ul>\n<\/div><\/div><div class=\"et_pb_image_1 et_pb_image et_pb_module et_flex_module ukc-d-service__duo\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/uploads\/2026\/11\/unika-consulting-blog04.jpg\" width=\"870\" height=\"498\" srcset=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/uploads\/2026\/11\/unika-consulting-blog04.jpg 870w, https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/uploads\/2026\/11\/unika-consulting-blog04-480x275.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 870px, 100vw\" class=\"wp-image-155\" \/><\/span><\/div><div class=\"et_pb_image_2 et_pb_image et_pb_module et_flex_module ukc-d-service__duo\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/uploads\/2026\/11\/unika-consulting-service01.jpg\" width=\"870\" height=\"450\" srcset=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/uploads\/2026\/11\/unika-consulting-service01.jpg 870w, https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/uploads\/2026\/11\/unika-consulting-service01-480x248.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 870px, 100vw\" class=\"wp-image-157\" \/><\/span><\/div><div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module ukc-d-service__text\"><div class=\"et_pb_text_inner\"><h3>Result<\/h3>\n<p>Decisions based on numbers, not on intuition: when to invest, when to hire and how much you can take out of the business.<\/p>\n<\/div><\/div><div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module ukc-d-heading ukc-d-service__sub\"><div class=\"et_pb_text_inner\"><div class=\"ukc-eyebrow\">How we work<\/div>\n<h2 class=\"ukc-d-heading__title\">Three steps to peace of mind<\/h2>\n<\/div><\/div><div class=\"et_pb_blurb_0 et_pb_blurb et_pb_bg_layout_light et_pb_blurb_position_top et_pb_blurb_image_svg et_pb_module et_flex_module ukc-d-blurb ukc-d-blurb--row\"><div class=\"et_pb_blurb_content et_flex_module\"><div class=\"et_pb_main_blurb_image\"><span class=\"et_pb_image_wrap et_pb_only_image_mode_wrap\"><img decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/themes\/unika-consulting\/assets\/img\/icon-light.svg\" \/><\/span><\/div><div class=\"et_pb_blurb_container\"><h4 class=\"et_pb_module_header\">01 \u00b7 We listen<\/h4><div class=\"et_pb_blurb_description\"><p>A first meeting to understand your activity, your goals and what worries you.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_blurb_1 et_pb_blurb et_pb_bg_layout_light et_pb_blurb_position_top et_pb_blurb_image_svg et_pb_module et_flex_module ukc-d-blurb ukc-d-blurb--row\"><div class=\"et_pb_blurb_content et_flex_module\"><div class=\"et_pb_main_blurb_image\"><span class=\"et_pb_image_wrap et_pb_only_image_mode_wrap\"><img decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/themes\/unika-consulting\/assets\/img\/icon-5.svg\" \/><\/span><\/div><div class=\"et_pb_blurb_container\"><h4 class=\"et_pb_module_header\">02 \u00b7 We plan<\/h4><div class=\"et_pb_blurb_description\"><p>A clear proposal with a closed fee and a calendar of deadlines.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_blurb_2 et_pb_blurb et_pb_bg_layout_light et_pb_blurb_position_top et_pb_blurb_image_svg et_pb_module et_flex_module ukc-d-blurb ukc-d-blurb--row\"><div class=\"et_pb_blurb_content et_flex_module\"><div class=\"et_pb_main_blurb_image\"><span class=\"et_pb_image_wrap et_pb_only_image_mode_wrap\"><img decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/themes\/unika-consulting\/assets\/img\/icon-6.svg\" \/><\/span><\/div><div class=\"et_pb_blurb_container\"><h4 class=\"et_pb_module_header\">03 \u00b7 We support you<\/h4><div class=\"et_pb_blurb_description\"><p>We take care of everything and keep you informed, all year round.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module ukc-d-heading ukc-d-service__sub\"><div class=\"et_pb_text_inner\"><div class=\"ukc-eyebrow\">FAQ<\/div>\n<h2 class=\"ukc-d-heading__title\">Frequently asked questions<\/h2>\n<\/div><\/div><div class=\"et_pb_toggle_0 et_pb_toggle et_pb_toggle_item et_pb_toggle_open et_pb_module et_flex_module ukc-d-toggle\"><h5 class=\"et_pb_toggle_title\">Can you help me get a bank loan?<\/h5><div class=\"et_pb_toggle_content clearfix et_flex_module\"><p>Yes. We prepare the business plan and the financial forecasts the bank asks for, and we compare offers with you.<\/p>\n<\/div><\/div><div class=\"et_pb_toggle_1 et_pb_toggle et_pb_toggle_item et_pb_toggle_close et_pb_module et_flex_module ukc-d-toggle\"><h5 class=\"et_pb_toggle_title\">Is it only for big companies?<\/h5><div class=\"et_pb_toggle_content clearfix et_flex_module\"><p>Not at all. Freelancers and small businesses benefit the most from having a plan, because every euro counts.<\/p>\n<\/div><\/div><\/div><div class=\"et_pb_column_2 et_pb_column et_pb_column_1_3 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_code_1 et_pb_code et_pb_module ukc-d-service__list\"><div class=\"et_pb_code_inner\"><nav class=\"ukc-service-list\" aria-label=\"Our services\"><h3 class=\"ukc-service-list__title\">Our services<\/h3><ul><li><a href=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/service\/tax-advice\/\"><img decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/themes\/unika-consulting\/assets\/img\/icon-1.svg\" alt=\"\" width=\"24\" height=\"24\" loading=\"lazy\"><span>Tax advice<\/span><svg class=\"ukc-arrow\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/li><li><a href=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/service\/accounting-and-annual-accounts\/\"><img decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/themes\/unika-consulting\/assets\/img\/icon-2.svg\" alt=\"\" width=\"24\" height=\"24\" loading=\"lazy\"><span>Accounting and annual accounts<\/span><svg class=\"ukc-arrow\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/li><li><a href=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/service\/paperwork-for-freelancers-and-businesses\/\"><img decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/themes\/unika-consulting\/assets\/img\/icon-3.svg\" alt=\"\" width=\"24\" height=\"24\" loading=\"lazy\"><span>Paperwork for freelancers and businesses<\/span><svg class=\"ukc-arrow\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/li><li><a href=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/service\/payroll-and-employment\/\"><img decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/themes\/unika-consulting\/assets\/img\/icon-6.svg\" alt=\"\" width=\"24\" height=\"24\" loading=\"lazy\"><span>Payroll and employment<\/span><svg class=\"ukc-arrow\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/li><li><a href=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/service\/company-formation\/\"><img decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/themes\/unika-consulting\/assets\/img\/icon-5.svg\" alt=\"\" width=\"24\" height=\"24\" loading=\"lazy\"><span>Company formation<\/span><svg class=\"ukc-arrow\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/li><li><a href=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/service\/financial-planning\/\"><img decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/themes\/unika-consulting\/assets\/img\/icon-light.svg\" alt=\"\" width=\"24\" height=\"24\" loading=\"lazy\"><span>Financial planning<\/span><svg class=\"ukc-arrow\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/li><\/ul><\/nav><\/div><\/div><div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module ukc-d-facts\"><div class=\"et_pb_text_inner\"><h3 class=\"ukc-d-facts__title\">At a glance<\/h3>\n<ul>\n<li><span>Frequency<\/span><strong>Quarterly meeting<\/strong><\/li>\n<li><span>Format<\/span><strong>Online or in person<\/strong><\/li>\n<li><span>Price<\/span><strong>Tailored quote<\/strong><\/li>\n<\/ul>\n<\/div><\/div><div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module ukc-d-help\"><div class=\"et_pb_text_inner\"><h3 class=\"ukc-d-help__title\">Need help?<\/h3>\n<p>Call us or write to us: we will answer your questions with no obligation.<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_0_wrapper\"><a class=\"et_pb_button_0 et_pb_button et_pb_bg_layout_light et_pb_module et_flex_module ukc-d-help__btn\" href=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/contact\/\"><span class=\"et-pb-parallax-content\">Contact us<\/span><\/a><\/div><\/div><\/div><\/div><div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section ukc-d ukc-d-pad ukc-d-cta\"><div class=\"et_pb_row_2 et_pb_row et_block_row ukc-d-row ukc-d-cta__box\"><div class=\"et_pb_column_3 et_pb_column et_pb_column_3_5 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module ukc-d-heading ukc-d-cta__text\"><div class=\"et_pb_text_inner\"><div class=\"ukc-eyebrow\">Free first consultation<\/div>\n<h2 class=\"ukc-d-heading__title\">Let&#039;s build the future of your business together.<\/h2>\n<p class=\"ukc-d-heading__text\">Tell us about your situation and we will propose a clear plan, with no small print.<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_1_wrapper\"><a class=\"et_pb_button_1 et_pb_button et_pb_bg_layout_light et_pb_module et_flex_module ukc-d-btn-light\" href=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/contact\/\"><span class=\"et-pb-parallax-content\">Shall we talk?<\/span><\/a><\/div><\/div><div class=\"et_pb_column_4 et_pb_column et_pb_column_2_5 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_3 et_pb_image et_pb_module et_flex_module ukc-d-cta__img\"><span class=\"et_pb_image_wrap\"><img decoding=\"async\" src=\"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-content\/themes\/unika-consulting\/assets\/demo\/cta.jpg\" \/><\/span><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Budgets, financing and forecasts to grow with solid numbers and less risk.<\/p>\n","protected":false},"featured_media":151,"menu_order":5,"template":"","class_list":["post-186","ukc_service","type-ukc_service","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-json\/wp\/v2\/ukc_service\/186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-json\/wp\/v2\/ukc_service"}],"about":[{"href":"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-json\/wp\/v2\/types\/ukc_service"}],"version-history":[{"count":1,"href":"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-json\/wp\/v2\/ukc_service\/186\/revisions"}],"predecessor-version":[{"id":187,"href":"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-json\/wp\/v2\/ukc_service\/186\/revisions\/187"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-json\/wp\/v2\/media\/151"}],"wp:attachment":[{"href":"https:\/\/shop.unikaweb.es\/unika-consulting-theme\/wp-json\/wp\/v2\/media?parent=186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}